Pay. Track. Share

Improve your business by providing payment transparency and a tracking framework with payLOCATOR solution.
Within the current cross-border payments landscape, there is a segregated view of payments, a lack of transparency, and increased time and operating costs devoted to payment investigation, dispute resolution and supply chain uncertainties.

payLOCATOR solves these challenges by providing a single window for SWIFT-connected corporates to track all of their payments through the correspondent banking chain and share this information with their non-SWIFT beneficiaries.
Technical and Functional validation made by SWIFT experts shows that payLOCATOR has completed the gpi for

Corporates integration and capable to process and exchange gpi for Corporates-related flows.

Benefits for Banks
payLOCATOR provides an out-of-box solution to banks that allows beneficiaries to know the details about incoming payments.
payLOCATOR can be installed as a white-labeled version by banks, establishing themselves as innovative leaders in the space. payLOCATOR provides ready-to-use APIs for tracking gpi payments.
Easy-to-Use API/Ready-to-Use Solution
Out-of-the-Box Sharing Solution for Clients
Solution that Reduces Customer Support Costs
payLOCATOR is a payment tracking solution that enables direct access to payment information for bank's clients and their counterparties.
payLOCATOR decreases the number of requests about payments, thus making support services workflows more efficient.
Benefits for Service Bureaus
Innovation & Thought Leadership
New Clients
Customer Retention
payLOCATOR is an exclusive solution that addresses critical pain points/market needs and can be installed as a white-labeled version by service bureaus, establishing themselves as innovative leaders in the space
payLOCATOR provides services not only for the Service Bureau's current customers, but also for their counterparties, thereby creating the potential to add more clients.
payLOCATOR is a unique payment tracking solution that enables you to be an innovative leader in the payments space and create value for your existing and future clients.
payLOCATOR can enable your Service Bureau to become a one-stop shop for new enhancements that allow customers to receive additional services without having to worry about data security or additional providers.
Benefits for Corporates
Payment Tracking
Payment Investigation Instrument
Supply Chain Planning
payLOCATOR enables the sharing of crucial payment information, including the date and time when the transaction was processed by the correspondent bank, when the payment was debited from an account, as well as providing clarity on any foreign exchange rates and additional bank charges.
Simplifies the investigation process when payments get delayed or lost in the correspondent banking chain.
Improves the ability to forecast the receipt of goods or services associated with payments.
payLOCATOR's payment tracking and data sharing features create a reduction in operating costs as a result of simplified payment investigation and dispute resolution, as well as optimizing supply chain cash flows.
Mutual Transparency
Enables mutual transparency and trust between remitter, beneficiary, and their banks.
A service provided by SWIFT that gives corporates the possibility to receive information about payments that were sent via the SWIFT network.
А tool for SWIFT-connected corporates to share their data in a secure and encrypted way with their beneficiaries. The trustline guarantees that the beneficiary only sees payment information that is shared by the respective corporate remitter.
The UETR (Unique End-to-End Transaction Reference) is the cross-border payments equivalent of a tracking number for a package being delivered.
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